A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Retirement Traps to Avoid Beware of these traps that could upend your retirement. Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.