Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Preparing For the Ultimate Vacation Make your retirement as exciting as your next vacation. When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.